Natural Resource Management-An Option of Livelihood promotion

Sagar Club proved to be a successful Self Help Group, reflecting a stable and appreciable livelihood promotion. Sagar Club was initiated on 23-12-2003 with the assistance of Gramin Vikas Trust in Badbilla Village of Banisal Gram Panchayat of Mayurbhanja district of Orissa and there were 38 male members in total.

There was a high a high degree of homogeneity in the class and caste structure. All the 38 members were Adivasi (ST).Among all the members 36 were Below Poverty Line. Regarding the marital Status, all were married. Also the literacy position was high as out of 38 members, 30 members were literate.

The credit – Saving position of the group was quirt remarkable. The bank linkage was done as early as possible i.e., on March 2004.The group was operating with two bank linkages. i.e., bank of India and State Bank of India. According to the president Mr. Raisen Murmu, they never kept fund in their hand rather regularly deposited all cash in banks and withdrawn when necessary. By 31 December 2004, the total deposits in the bank were Rs. 15,000.00. The bank managers of State Bank of India and Bank of India were quite happy with the banking operations of Sagar Club.

Sagar Club had better operational efficiency. Though the group was getting support from Gramin Vikas Trust, it had started managing itself with in few months of formation. The paper work, record keeping was done on regular Basis by the secretary Mr. Baidyanath Singh and Asst. secretary Mr. Dilip.The whole group was able to perceive the benefits from the SHG concept. Regular saving and credit was so to say inevitable. The group meetings ere held once in a month with the participation of all the members. The decisions in the group were taken by the common consent of all the members and implementation of the decision was made by President and Secretary. The group members were regularly saving the monthly fees Rs. 10 and that was possible due to high peer pressure. The president and secretary proved their leadership by providing high motivation and encouragement to the members.

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sagarclub_gvt.doc	30/09/07 8:45 am	32 KB